Shoreham Bank rates: up to 4.25% APY
bank · FDIC CERT 27417 · www.shoreham.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | Tier 1 · from $1 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Tier 2 · from $2 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Tier 3 · from $3 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Soaring Savings | 3.60% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 Year | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 1 Year | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Online CD Accounts | Online 1 Year | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Year | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 2 Year | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Online CD Accounts | Online 2 Year | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 Year | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 3 Year | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Online CD Accounts | Online 3 Year | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 Year | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 4 Year | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Online CD Accounts | Online 4 Year | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 Year | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 5 Year | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Online CD Accounts | Online 5 Year | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Free Checking | 0.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Loyalty Checking | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premier Checking | 1.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.shoreham.bank/banking/accounts/deposit-rates | 2026-11-02 03:33 UTC | ok | 7bfe774992ae |