Gate City Bank rates: up to 4.50% APY
bank · FDIC CERT 27774 · www.gatecity.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Savings Account | $50,000 | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Savings | 0.15% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 1 3 Month (90 Day) | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CD | 1 3 Month (90 Day) | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship CD | 1 3 Month (90 Day) | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 5 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 6 Month (182 Day) | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CD | 1 6 Month (182 Day) | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship CD | 1 6 Month (182 Day) | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 1 Year | 2.70% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CD | 1 1 Year | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship CD | 1 1 Year | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 13 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 2 Year | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CD | 1 2 Year | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship CD | 1 2 Year | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 3 Year | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CD | 1 3 Year | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship CD | 1 3 Year | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 4 Year | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CD | 1 4 Year | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship CD | 1 4 Year | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 5 Year | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CD | 1 5 Year | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship CD | 1 5 Year | 4.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market | 0.35% | APY | 2026-11-01 | since 2026-11-01 | ||
| Money Market Savings Account | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Preferred Perks Checking | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premium Interest Checking – Tier 1 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premium Interest Checking – Tier 2 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premium Interest Checking – Tier 3 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.gatecity.bank/rates/cd-and-ira-rates/ | 2026-11-01 15:53 UTC | ok | 3b11a393bcad |
| www.gatecity.bank/rates/checking-and-savings-rates/ | 2026-11-01 15:53 UTC | ok | 90257aae86db |
| www.gatecity.bank/rates/ | — | extract-failed |