Independent Bank rates: up to 4.23% APY
bank · FDIC CERT 27811 · www.independentbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Eagle/Swift Savings | $0 to $9,999 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $0 to $999 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $1,000 to $2,499 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $2,500 to $9,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $10,000 to $24,999 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $10,000 & Over | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $25,000 to $49,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $50,000 to $99,999 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100,000 to $249,999 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $250,000 or greater | 0.60% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD Special | $1,000 minimum · 3 months | 3.76% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | $500 minimum · 6 months | 2.48% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD Special | $1,000 minimum · 7 months | 3.92% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-Month CD | $500 minimum · 1 year | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD Special | $1,000 minimum · 13 months | 4.23% | APY | 2026-11-01 | since 2026-11-01 | |
| 24-Month CD | $500 minimum · 2 years | 3.09% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Relationship Money Market | $0 to $9,999 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.independentbank.com/compare-two-cds | — | extract-failed | |
| www.independentbank.com/calculate-your-savings-at-maturity | — | extract-failed | |
| www.independentbank.com/current-rates | 2026-11-01 14:33 UTC | ok | 8372ecb77517 |