WaFd Bank rates: up to 5.00% APY
bank · FDIC CERT 28088 · www.wafdbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Minor Savings | $10 + | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Start Savings | $0 - $500 | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Start Savings | $500.01 - $1000 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Start Savings | $1000 + | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Money Market | $0 - $89,999 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market | $90,000 - $249,999 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market | $250,000 - $499,999 | 1.60% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Money Market | $500,000 + | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | 4.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Money Market | $1,000 - $14,999 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $15,000 + | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking account required to open not on page at last check | 5.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Interest Checking | $0 - $99,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking | $100,000 - $249,999 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking | $250,000 + | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.wafdbank.com/personal-banking/savings-account | 2026-11-01 13:22 UTC | ok | e93ab9d11927 |
| www.wafdbank.com/personal-banking/interest-rates | 2026-11-01 13:15 UTC | ok | 3e8e6781d783 |
| www.wafdbank.com/rates | — | extract-failed |