Middlesex Federal Savings, F.A. rates: up to 5.21% APY
bank · FDIC CERT 28368 · www.middlesexfederal.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Account | $10 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Passbook Savings | $50 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Passbook · $50 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $50 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| eStatement Savings | $50 | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month CD | $500 · 3 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · $500 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 8 Month CD | $500 · 8 months | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $500 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 13 Month CD | $500 · 13 months | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · $500 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18 Month Variable Rate Certificate | $100 · 18 months | 5.21% | APY | 2026-11-01 | since 2026-11-01 | |
| 19 Month CD | $500 · 19 months | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · $500 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month · $500 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 31-Month CD | 31 Month · $500 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · $500 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · $500 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $500 | 0.80% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Money Market | $50 - $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $10,000 - $49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $50,000 - $99,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $100,000 - $249,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $250,000 - $999,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $1,000,000 - $2,999,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $3,000,000 or more | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| President's Choice Checking | $0.01 - $1,499.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| President's Choice Checking | $1,500 - $24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| President's Choice Checking | $25,000 or more | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.middlesexfederal.com/consumer-accounts-and-cds | — | extract-failed | |
| www.middlesexfederal.com/deposit-rates-personal | 2026-11-02 01:44 UTC | ok | f47e882289fb |