First Fed Bank rates: up to 4.20% APY
bank · FDIC CERT 28405 · www.ourfirstfed.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Alpine Savings | $0 - $99,999.99 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Alpine Savings | $100,000 - $249,999.99 | 1.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Alpine Savings | $250,000 and above | 1.95% | APY | 2026-11-01 | since 2026-11-01 | |
| First Savings | 2.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Holiday Club | 0.03% | APY | 2026-11-01 | since 2026-11-01 | ||
| Retirement & Education Savings | $0 to $4,999.99 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Retirement & Education Savings | $5,000 to $24,999.99 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Retirement & Education Savings | $25,000 to $49,999.99 | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Retirement & Education Savings | $50,000 and above | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Summit Savings | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Fixed CD | 46 Days | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed CD | 3 Months | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed CD | 6 Months | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo CDs | 6 Months | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Promos | 7 months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Variable Rate CD | 9 Months | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed CD | 1 Year | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo CDs | 12 Months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional and Roth IRA CDs | 12 months | 3.64% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Promos | 13 months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo CDs | 18 Months | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed CD | 2 Years | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed CD | 3 Years | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional and Roth IRA CDs | 36 months | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed CD | 4 Years | 1.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed CD | 5 Years | 1.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional and Roth IRA CDs | 60 months | 2.54% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| First Rate Money Market | $0.00 - $999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| First Rate Money Market | $1,000.00 - $9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| First Rate Money Market | $10,000.00 - $49,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| First Rate Money Market | $50,000.00 - $99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| First Rate Money Market | $100,000.00 or more | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Spruce Money Market | $0-$9,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Spruce Money Market | $10,000-$99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Spruce Money Market | $100,000.00 - $249,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Spruce Money Market | $250,000.00 - $499,999.00 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Spruce Money Market | $500,000.00 or more | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Cascade Checking | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| Cascade Checking Up | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ourfirstfed.com/personal/savings/cd-rates | 2026-11-01 18:53 UTC | ok | b7e2cd67efbc |
| www.ourfirstfed.com/rates | 2026-11-01 18:53 UTC | ok | 3e24712f00ae |
| www.ourfirstfed.com/personal/savings/certificates-of-deposit | 2026-11-01 18:53 UTC | ok | 1e1737e0b0be |