Farmers Bank rates: up to 4.15% APY
bank · FDIC CERT 2850 · www.farmersbankidaho.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month CD | 3 months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month CD (including Accumulator) | 6 months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Accumulator IRA | 1 year | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month CD | 1 year | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA | 18 months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month CD | 2 years | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month IRA CD | 2 years | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month CD | 30 months | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month IRA CD | 30 months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month CD | 3 years | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month IRA CD | 3 years | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month CD | 4 years | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Checking | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Now Checking | 0.06% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.farmersbankidaho.com/personal/personal-accounts/cds | 2026-11-02 03:03 UTC | ok | 0c782df4bd00 |
| www.farmersbankidaho.com/personal/rates-and-fees | 2026-11-02 01:33 UTC | ok | ecf66799ca82 |