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Heritage Bank rates: up to 4.00% APY

bank · FDIC CERT 29012 · www.heritagebanknw.com/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Alpine SavingsAll balances 0.04%APY2026-11-01 since 2026-11-01
Health Savings AccountUp to $999.99 0.05%APY2026-11-01 since 2026-11-01
Health Savings Account$1,000-$2,499.99 0.05%APY2026-11-01 since 2026-11-01
Health Savings Account$2,500-$4,999.99 0.05%APY2026-11-01 since 2026-11-01
Health Savings Account$5,000-$9,999.99 0.08%APY2026-11-01 since 2026-11-01
Health Savings Account$10,000+ 1.00%APY2026-11-01 since 2026-11-01
Peak SavingsUp to $4,999.99 0.04%APY2026-11-01 since 2026-11-01
Peak Savings$5,000-$9,999.99 0.04%APY2026-11-01 since 2026-11-01
Peak Savings$10,000-$24,999.99 0.04%APY2026-11-01 since 2026-11-01
Peak Savings$25,000-$49,999.99 0.04%APY2026-11-01 since 2026-11-01
Peak Savings$50,000-$74,999.99 0.06%APY2026-11-01 since 2026-11-01
Peak Savings$75,000-$99,999.99 0.06%APY2026-11-01 since 2026-11-01
Peak Savings$100,000-$499,999.99 0.10%APY2026-11-01 since 2026-11-01
Peak Savings$500,000+ 0.15%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
CD Specials3-5 Month Flex-Term CD4 · Up to $24,999.99 3.40%APY2026-11-01 since 2026-11-01
CD Specials3-5 Month Flex-Term CD4 · $25,000-$49,999.99 3.50%APY2026-11-01 since 2026-11-01
CD Specials3-5 Month Flex-Term CD4 · $50,000+ 3.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit3-5 Months · Up to $24,999.99 3.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit6-8 Months · Up to $24,999.99 0.25%APY2026-11-01 since 2026-11-01
Certificate of Deposit9-11 Months · Up to $24,999.99 0.30%APY2026-11-01 since 2026-11-01
Certificate of Deposit12-17 Months · Up to $24,999.99 2.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit19-24 Months · Up to $24,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit3-5 Months · $25,000-$49,999.99 3.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit6-8 Months · $25,000-$49,999.99 0.30%APY2026-11-01 since 2026-11-01
Certificate of Deposit9-11 Months · $25,000-$49,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit12-17 Months · $25,000-$49,999.99 2.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit19-24 Months · $25,000-$49,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit3-5 Months · $50,000+ 3.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit6-8 Months · $50,000+ 0.30%APY2026-11-01 since 2026-11-01
Certificate of Deposit9-11 Months · $50,000+ 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit12-17 Months · $50,000+ 2.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit19-24 Months · $50,000+ 0.40%APY2026-11-01 since 2026-11-01
CD SpecialsAnniversary CD2 9 Months · Up to $24,999.99 3.60%APY2026-11-01 since 2026-11-01
CD SpecialsAnniversary CD2 9 Months · $25,000-$49,999.99 3.70%APY2026-11-01 since 2026-11-01
CD SpecialsAnniversary CD2 9 Months · $50,000+ 3.70%APY2026-11-01 since 2026-11-01
CD SpecialsCelebration CD2 13 Months · Up to $24,999.99 3.30%APY2026-11-01 since 2026-11-01
CD SpecialsCelebration CD2 13 Months · $25,000-$49,999.99 4.00%APY2026-11-01 since 2026-11-01
CD SpecialsCelebration CD2 13 Months · $50,000+ 4.00%APY2026-11-01 since 2026-11-01
Certificate of Deposit18 Months · Up to $24,999.99 2.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit18 Months · $25,000-$49,999.99 2.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit18 Months · $50,000+ 2.50%APY2026-11-01 since 2026-11-01
Certificate of Deposit30 Months · Up to $24,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit30 Months · $25,000-$49,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit30 Months · $50,000+ 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit36 Months · Up to $24,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit36 Months · $25,000-$49,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit36 Months · $50,000+ 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit48 Months · Up to $24,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit48 Months · $25,000-$49,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit48 Months · $50,000+ 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit60 Months · Up to $24,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit60 Months · $25,000-$49,999.99 0.40%APY2026-11-01 since 2026-11-01
Certificate of Deposit60 Months · $50,000+ 0.40%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Cascade Money MarketUp to $4,999.99 0.03%APY2026-11-01 since 2026-11-01
Cascade Money Market$5,000-$9,999.99 0.03%APY2026-11-01 since 2026-11-01
Cascade Money Market$10,000-$24,999.99 0.05%APY2026-11-01 since 2026-11-01
Cascade Money Market$25,000-$49,999.99 0.08%APY2026-11-01 since 2026-11-01
Cascade Money Market$50,000-$74,999.99 0.10%APY2026-11-01 since 2026-11-01
Cascade Money Market$75,000-$99,999.99 0.15%APY2026-11-01 since 2026-11-01
Cascade Money Market$100,000-$499,999.99 0.23%APY2026-11-01 since 2026-11-01
Cascade Money Market$500,000+ 0.30%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Premier CheckingUp to $9,999.99 0.02%APY2026-11-01 since 2026-11-01
Premier Checking$10,000-$24,999.99 0.04%APY2026-11-01 since 2026-11-01
Premier Checking$25,000-$49,999.99 0.06%APY2026-11-01 since 2026-11-01
Premier Checking$50,000-$99,999.99 0.10%APY2026-11-01 since 2026-11-01
Premier Checking$100,000-$249,999.99 0.30%APY2026-11-01 since 2026-11-01
Premier Checking$250,000-$499,999.99 0.40%APY2026-11-01 since 2026-11-01
Premier Checking$500,000-$999,999.99 0.50%APY2026-11-01 since 2026-11-01
Premier Checking$1,000,000+ 0.65%APY2026-11-01 since 2026-11-01
Summit CheckingUp to $9,999.99 0.02%APY2026-11-01 since 2026-11-01
Summit Checking$10,000-$24,999.99 0.02%APY2026-11-01 since 2026-11-01
Summit Checking$25,000-$49,999.99 0.04%APY2026-11-01 since 2026-11-01
Summit Checking$50,000+ 0.05%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.heritagebanknw.com/home/personal-banking/savings-cd-accounts— extract-failed
www.heritagebanknw.com/home/personal-banking/interest-rates2026-11-01 13:53 UTC oke6b043285a00
www.heritagebanknw.com/home/personal-banking/hsa— extract-failed