Southwest Heritage Bank rates: up to 3.75% APY
bank · FDIC CERT 29087 · www.swhbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa® Saver | up to $50,000 · rates dated 26 Jan 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month · rates dated 26 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · rates dated 26 Jan 2026 | 3.41% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · rates dated 26 Jan 2026 | 3.16% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · rates dated 26 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · rates dated 26 Jan 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · rates dated 26 Jan 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · rates dated 26 Jan 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · rates dated 26 Jan 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Premium Money Market | Below $1,000 · rates dated 26 Jan 2026 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Premium Money Market | $1,000 - $49,999.99 · rates dated 26 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Premium Money Market | $50,000 - $99,999.99 · rates dated 26 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Premium Money Market | $100,000 - $249,999.99 · rates dated 26 Jan 2026 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Premium Money Market | $250,000 and above · rates dated 26 Jan 2026 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal PremiumPlus Money Market | Below $1,000 · rates dated 26 Jan 2026 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal PremiumPlus Money Market | $1,000 - $49,999.99 · rates dated 26 Jan 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal PremiumPlus Money Market | $50,000 - $99,999.99 · rates dated 26 Jan 2026 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal PremiumPlus Money Market | $100,000 - $249,999.99 · rates dated 26 Jan 2026 | 2.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal PremiumPlus Money Market | $250,000 - $2,999,999.99 · rates dated 26 Jan 2026 | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal PremiumPlus Money Market | $3,000,000.00 and above · rates dated 26 Jan 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa® CashReward Checking | Up to $50,000 · rates dated 26 Jan 2026 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Reserve Checking | Below $500 · rates dated 26 Jan 2026 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Reserve Checking | $500 - $49,999.99 · rates dated 26 Jan 2026 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Reserve Checking | $50,000 - Over · rates dated 26 Jan 2026 | 0.07% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.swhbank.com/services-tools/tools/rates.html | 2026-11-01 23:33 UTC | ok | 2bc64150f1a2 |