Home Federal Bank of Tennessee rates: up to 3.75% APY
bank · FDIC CERT 29683 · www.homefederalbanktn.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club Savings | $1.00 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account (HSA) | $0.00 - $4,999.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $2,499.01 - $24,999.00 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $4,999.01 - $9,999.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $9,999.01 - $24,999.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $24,999.01 - $99,999.00 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Over $99,999.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $99,999.01 - $999,999.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Over $999,999.00 | 1.16% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Start Student Savings For students under the age of 25 | $0.00 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $50.00 | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Jumbo CD | 2.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA 3 MO Term | 3 months | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6 MO Term | 6 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 9 MO Term | 9 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1 YR Term | 1 year | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18 MO Term | 18 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2 YR Term | 2 years | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3 YR Term | 3 years | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4 YR Term | 4 years | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5 YR Term | 5 years | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market Investment | 0.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| Money Market Investment | $0.00 - $2,499.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Advantage Checking | $1.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Checking | N/A | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Senior Checking Senior checking available to Seniors 62 or older | N/A | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Smart Start Checking Teens and Young Adults (Ages 13-25) | N/A | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.homefederalbanktn.com/rates/ | — | extract-failed | |
| www.homefederalbanktn.com/rates/deposit-rates/ | 2026-11-01 18:04 UTC | ok | 24388e17551c |
| www.homefederalbanktn.com/rates/individual-retirement-account/ | 2026-11-01 18:15 UTC | ok | 9e2876062de3 |
| www.homefederalbanktn.com/rates/certificate-of-deposit/ | 2026-11-01 18:04 UTC | ok | 9e37b09677a7 |