First Federal Savings Bank rates: up to 3.76% APY
bank · FDIC CERT 31516 · www.firstfederalbanking.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | rates dated 9 Feb 2026 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Simply Savings | rates dated 9 Feb 2026 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month · rates dated 9 Feb 2026 | 3.76% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · rates dated 9 Feb 2026 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | EZ Access 12 Month · rates dated 9 Feb 2026 | 3.29% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · rates dated 9 Feb 2026 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month Flexible · rates dated 9 Feb 2026 | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Year / 2 Option · rates dated 9 Feb 2026 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · rates dated 9 Feb 2026 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · rates dated 9 Feb 2026 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · rates dated 9 Feb 2026 | 3.55% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Savings Accounts | $0 - $2,499 · rates dated 9 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | $2,500 - $9,999 · rates dated 9 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | $10,000 -$24,999 · rates dated 9 Feb 2026 | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | $25,000 - $49,999 · rates dated 9 Feb 2026 | 0.12% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | $50,000 + · rates dated 9 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 50+ Interest Checking | rates dated 9 Feb 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $0 - $1499 · rates dated 9 Feb 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $1500 + · rates dated 9 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Direct Interest Checking | rates dated 9 Feb 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Simply Free Checking | rates dated 9 Feb 2026 | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firstfederalbanking.com/Deposit-Products/Services/Deposit-Rates | 2026-11-02 01:25 UTC | ok | a0ea71b96055 |