Monet Bank rates: up to 3.85% APY
bank · FDIC CERT 32574 · www.monet.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings | $0.01+ | 3.45% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 3 Month | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 9 Month | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Month | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Month | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Month | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Month | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Month | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Month | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Month | 3.40% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $0.01 - $999 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $1,000 - $24,999 | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000+ | 3.35% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.monet.bank/online-deposit-rates | 2026-11-01 16:33 UTC | ok | 4a7b98f2a070 |