Heritage Bank, Inc. rates: up to 4.00% APY
bank · FDIC CERT 33119 · www.ourheritage.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings Account | $0.01 and over | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100.00 and over no interest is paid on balances less than $100.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| CD Specials Effective September 22, 2026 | 365/366 · 3 months · $365–$366 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Heritage Bank Certificate | 3 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Specials Effective September 22, 2026 | 365/366 · 11 months · $365–$366 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Heritage Bank Certificate | 11 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Specials Effective September 22, 2026 | 365/366 · 15 months · $365–$366 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Heritage Bank Certificate | 15 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 2.53% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0.01 - $9,999.99 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000.00 - $24,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000.00 - $99,999.99 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000.00 - $249,999.99 | 1.77% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000.00 - $499,999.99 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000.00 and Over | 2.53% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ourheritage.bank/rates | 2026-11-01 19:15 UTC | ok | dde5b8e4b177 |
| www.ourheritage.bank/savings | — | extract-failed | |
| www.ourheritage.bank/cd-specials | 2026-11-01 19:15 UTC | ok | e0670c29fa3c |