Unity Bank rates: up to 4.40% APY
bank · FDIC CERT 33503 · www.unitybank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Opportunity Savings | $00.01 - $99.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| PROMO: Consumer High Yield eSavings | $10,000 - $49,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| PROMO: Consumer High Yield eSavings | $50,000 - $99,999.99 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| PROMO: Consumer High Yield eSavings | $100,000 - $149,999.99 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| PROMO: Consumer High Yield eSavings | $150,000 + | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Prosperity Savings | $00.00 - $24.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $25.00 + up | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100 - $19,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100 - $4,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $5,000 - $9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $10,000 - $24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $20,000 - $99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $25,000 - $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $50,000 + up | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100,000 + up | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| eSavings | $00.01 - $9,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| eSavings | $00.01 - $99.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| eSavings | $100 - $19,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| eSavings | $20,000 - $99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| eSavings | $100,000 - $249,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| eSavings | $250,000 - $499,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| eSavings | $500,000 + up | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 03-05 Month CD | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| 06-11 Month CD | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| 12-17 Month CD | 0.15% | APY | 2026-11-01 | since 2026-11-01 | ||
| 18-23 Month CD | 0.15% | APY | 2026-11-01 | since 2026-11-01 | ||
| 24-29 Month CD | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| 30-35 Month CD | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| 36-47 Month CD | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| 48-59 Month CD | 0.30% | APY | 2026-11-01 | since 2026-11-01 | ||
| 6 Month CD | 6 months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 11 Month CD | 11 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month CD & Up | 5 years | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market IRA | $00.00 - $99.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.unitybank.com/rates/cds | 2026-11-01 16:33 UTC | ok | 19dfd78d7158 |
| www.unitybank.com/rates/savings | 2026-11-01 16:33 UTC | ok | f508adc47e42 |
| www.unitybank.com/rates/checking | — | stale-page |