Farmers State Bank rates: up to 3.85% APY
bank · FDIC CERT 342 · www.farmersebank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA & SEP Accounts | $0.01 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Medical Savings | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Savings | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 5-Month CD | 5 Month · $1,000.00 **Special** Open Account | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 10-Month CD | 10 Month · $1,000.00 **Special** Open Account | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 20-Month CD | 20 Month · $1,000.00 **Special** | 3.85% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | .01 - $99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 to $249,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 to $499,999.99 | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000 to $1,499,999.99 | 1.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $1,500,000 and over | 3.45% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | .01 - $1,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $2,000.00 - $9,999.99 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $10,000.00 and above | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| FSB Legacy Secure Checking | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.farmersebank.com/Accounts/cds-and-iras | — | failed | |
| www.farmersebank.com/Rates | 2026-11-02 00:23 UTC | ok | 95560ea0ddcb |