OPTUS Bank rates: up to 4.13% APY
bank · FDIC CERT 35241 · www.optus.bank/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 9-Month Certificate of Deposit | 9 months · rates dated 1 Jun 2026 | 3.87% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-Month Certificate of Deposit | 1 year · rates dated 1 Jun 2026 | 4.13% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | rates dated 1 Jun 2026 | 3.35% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.optus.bank/personalbanking | — | extract-failed | |
| www.optus.bank/money-markets-cds | 2026-11-02 00:43 UTC | ok | da81d98d4a81 |