Yampa Valley Bank rates: up to 4.05% APY
bank · FDIC CERT 35407 · www.yampavalleybank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account – Variable | $0 – $2,499.99 | 2.14% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account – Variable | $2,500 plus | 2.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Minor Savings – Variable | $25.00 plus | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Savings – Variable | $0 – $2,999.99 | 2.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Savings – Variable | $3,000 plus | 2.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Time Certificates – Fixed | 1 month | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 3 months | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 6 months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 9 months | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 12 months | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 24 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 36 months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 48 months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates – Fixed | 60 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market – Variable | $0 – $1,999.99 | 1.06% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market – Variable | $2,000 – $9,999.99 | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market – Variable | $10,000 – $49,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market – Variable | $50,000 – $99,999.99 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market – Variable | $100,000 plus | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market – Variable | $0 – $99,999.99 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market – Variable | $100,000 – $199,999.99 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market – Variable | $200,000 – $499,999.99 | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market – Variable | $500,000 plus | 3.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Merit Checking – Variable | $0 – $999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Merit Checking – Variable | $1,000 – $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Merit Checking – Variable | $10,000 – $49,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Merit Checking – Variable | $50,000 – $99,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Merit Checking – Variable | $100,000 plus | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.yampavalleybank.com/personal/deposit-products/deposit-rates/ | 2026-11-02 01:25 UTC | ok | c6858939f9c6 |