Regent Bank rates: up to 4.05% APY
bank · FDIC CERT 4160 · www.regent.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Believe Savings | $0 – $49,999.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Believe Savings | $50,000 – $999,999.99 | 2.92% | APY | 2026-11-01 | since 2026-11-01 | |
| Believe Savings | $1,000,000+ | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Kids Club Savings | All Balances | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Kids Club Savings | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Simple Savings | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| CD Terms Available (Minimum Deposit | 6 months · rates dated 20 Jul 2026 | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Terms Available (Minimum Deposit | 1 year · rates dated 20 Jul 2026 | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Terms Available (Minimum Deposit | 18 months · rates dated 20 Jul 2026 | 2.98% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Terms Available (Minimum Deposit | 2 years · rates dated 20 Jul 2026 | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Terms Available (Minimum Deposit | 3 years · rates dated 20 Jul 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Terms Available (Minimum Deposit | 4 years · rates dated 20 Jul 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Terms Available (Minimum Deposit | 5 years · rates dated 20 Jul 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Terms Available (Minimum Deposit | 10 years · rates dated 20 Jul 2026 | 1.75% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.regent.bank/rate-sheet/ | 2026-11-01 18:43 UTC | ok | 68b50ee7bd69 |
| www.regent.bank/savings/ | — | extract-failed | |
| www.regent.bank/personal/personal-cds-iras/ | 2026-11-01 18:43 UTC | ok | db0e08d320ef |