American Heritage Bank rates: up to 4.05% APY
bank · FDIC CERT 4190 · www.ahb.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| American Savings | 0.40% | APY | 2026-11-01 | since 2026-11-01 | ||
| Personal/Minor Savings | 0.35% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | Personal/Minor Savings $25,000.00 & up** | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Interest Checking $50,000.00 & up | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | American Savings* $75,000.00 & up | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | American Gold Money Market $250,000.00 & up | 2.40% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 Month Personal Special (minimum opening deposit $5,000) · minimum opening deposit $5,000 | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA Fixed & Roth & Education | 18 months | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA Variable | 18 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month IRA Fixed | 3 years | 3.40% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| American Gold Money Market | 1.40% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ahb.bank/personal/rates | 2026-11-01 20:33 UTC | ok | 616769124cf7 |
| www.ahb.bank/rates | 2026-11-01 20:33 UTC | ok | 4dd653bda846 |