PS Bank rates: up to 3.50% APY
bank · FDIC CERT 444 · psbanking.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Account | None | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account (IRA) | None | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings Account | None | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Three Month CD | $500 · 3 months | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Six Month CD | $500 · 6 months | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Forty-Eight Month CD | $500 · 8 months | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Nine Month CD (Limited Time Only, New Money Only) | $10,000 · 9 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Twelve Month CD | $500 · 1 year | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Eighteen Month CD | $500 · 18 months | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Eighteen Month Step-Up CD | $5,000 · 18 months | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Twenty-Four Month CD | $500 · 2 years | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Thirty-Six Month Step-Up CD | $5,000 · 3 years | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Sixty Month CD | $500 · 5 years | 0.90% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | Tier 1 · $1,000 - $9,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Tier 2 · $10,000 - $24,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Tier 3 · $25,000 - $49,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Tier 4 · $50,000 or more | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Tier 3 · $1,000 - $4,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Tier 2 · $5,000 - $9,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Tier 1 · $10,000 or more | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| psbanking.com/bank/cds-iras/ | — | extract-failed | |
| psbanking.com/bank/personal-savings-money-market/ | — | extract-failed | |
| psbanking.com/explore/rates/ | 2026-11-02 01:33 UTC | ok | 9adb9f0f684a |