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Mercer County State Bank rates: up to 3.00% APY

bank · FDIC CERT 445 · www.mcsbank.bank/

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
3-Month CD3 Months 1.00%APY2026-11-01 since 2026-11-01
6-Month CD6 Months 1.01%APY2026-11-01 since 2026-11-01
1-Year CD12 Months 1.01%APY2026-11-01 since 2026-11-01
Individual Retirement Accounts – Personal12 Months 1.50%APY2026-11-01 since 2026-11-01
18-Month CD18 Months 1.01%APY2026-11-01 since 2026-11-01
2-Year CD24 Months 1.01%APY2026-11-01 since 2026-11-01
Individual Retirement Accounts – Personal24 Months 1.50%APY2026-11-01 since 2026-11-01
3-Year CD36 Months 1.01%APY2026-11-01 since 2026-11-01
Individual Retirement Accounts – Personal36 Months 3.00%APY2026-11-01 since 2026-11-01
4-Year CD48 Months 1.01%APY2026-11-01 since 2026-11-01
Individual Retirement Accounts – Personal48 Months 3.00%APY2026-11-01 since 2026-11-01
5-Year CD60 Months 2.75%APY2026-11-01 since 2026-11-01
Individual Retirement Accounts – Personal60 Months 2.75%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Hometown 50+ Checking 0.03%APY2026-11-01 since 2026-11-01
Hometown Premium Checkingtier 2 >$2,499 0.10%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.mcsbank.bank/cd-term-change-request/— extract-failed
www.mcsbank.bank/personal/deposit-rates/2026-11-02 02:24 UTC okbc38a73d426b
www.mcsbank.bank/cd-interest-payment-change/— extract-failed