First Bank rates: up to 4.21% APY
bank · FDIC CERT 4519 · www.firstiowa.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Holiday Savings | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Statement Savings | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Time Certificates of Deposit | 3 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 6 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 8 Month Special | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 12 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 14 Month Special | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 19 Month Raise-A-Rate | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 24 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 36 Month Raise-A-Rate | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 36 Months | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 48 Months | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates of Deposit | 60 Months | 1.51% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | <$4,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $5,000 - $24,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 - $99,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000.00 - 249,999.99 | 1.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000.00 and Above | 1.75% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Premier Rewards | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| First Checking | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firstiowa.bank/personal/rates | 2026-11-02 00:53 UTC | ok | 6976cd750a6b |
| www.firstiowa.bank/personal/cd-and-ira-rates | 2026-11-02 00:53 UTC | ok | 1c6a96064e22 |
| newaccount.firstiowa.bank/ | — | failed |