The First National Bank of Bemidji rates: up to 4.02% APY
bank · FDIC CERT 5093 · www.fnbbemidji.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Accounts | $0-$4,999.99 | 1.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000-$9,999.99 | 1.36% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $5,000-$14,999.99 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000-$24,999.99 | 1.38% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $15,000-$24,999.99 | 1.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000-$249,999.99 | 1.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000-$49,999.99 | 1.61% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000.00 and over | 1.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $250,000 and over | 1.61% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $200 | 0.71% | APY | 2026-11-01 | since 2026-11-01 | |
| Thrift Savings | $50 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Young Investors Savings | -0- | 0.71% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 91 Days · $1000-$24,999.99 | 3.61% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 182 Days · $1000-$24,999.99 | 3.62% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 Year · $500-$24,999.99 | 3.67% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · $500-$24,999.99 | 3.67% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Year · $500-$24,999.99 | 3.77% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month · $500-$24,999.99 | 3.77% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 Year · $500-$24,999.99 | 3.77% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 Year · $1000-$24,999.99 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 Year · $1000-$24,999.99 | 4.02% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| First Insured Money Market | Less than $1,000 | 1.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| First Plus Checking | $800 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.fnbbemidji.com/rates/ | 2026-11-01 22:23 UTC | ok | ba3bc4a650ca |
| www.fnbbemidji.com/investments/account-types/cd/ | — | extract-failed |