Guardian Bank rates: up to 1.00% APY
bank · FDIC CERT 57127 · www.guardian.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | All deposits · rates dated 27 May 2026 | 0.150% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 1-Year CD | 12 month · rates dated 27 May 2026 | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Money Market | Under $1,000 · rates dated 27 May 2026 | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $1,000 to $24,999 · rates dated 27 May 2026 | 0.150% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $25,000 to $99,999 · rates dated 27 May 2026 | 0.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $100,000 to $249,999 · rates dated 27 May 2026 | 0.300% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | More than $250,000 · rates dated 27 May 2026 | 0.400% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Platinum Rewards Checking | Under $1,000 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Rewards Checking | $1,000 to $24,999 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Rewards Checking | $25,000 to $99,999 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Rewards Checking | $100,000 to $249,999 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Rewards Checking | More than $250,000 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Rewards Checking | Under $1,000 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Rewards Checking | $1,000 to $24,999 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Rewards Checking | $25,000 to $99,999 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Rewards Checking | $100,000 to $249,999 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Rewards Checking | More than $250,000 · rates dated 27 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.guardian.bank/rates | 2026-11-02 02:33 UTC | ok | a261024f21f9 |