Sound Community Bank rates: up to 3.40% APY
bank · FDIC CERT 57451 · www.soundcb.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Education and IRA Savings Account | $100 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA (Health Savings Account) | $100 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings Account | $100 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Savings Account (under 18) | $5 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month Certificate of Deposit | 3 months | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 4 Month Certificate of Deposit | 4 months | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Certificate of Deposit | 6 months | 2.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 7 Month Certificate of Deposit | 7 months | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Certificate of Deposit | 1 year | 2.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 13 Month Certificate of Deposit | 13 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month Bump Certificate of Deposit | 18 months | 2.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 23 Month Certificate of Deposit | 23 months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month Certificate of Deposit | 2 years | 2.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Certificate of Deposit | 3 years | 1.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month Certificate of Deposit | 4 years | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month Certificate of Deposit | 5 years | 1.95% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Apex Money Market | Personal | $0 - $24,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Apex Money Market | Personal | $25,000 - $49,999 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Apex Money Market | Personal | $50,000 - $99,999 | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Apex Money Market | Personal | $100,000 - $249,999 | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Apex Money Market | Personal | $250,000 - $499,999 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Apex Money Market | Personal | $500,000 - $999,999 | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Apex Money Market | Personal | $1,000,000 and above | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | Personal | $0 - $24,999 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | Personal | $25,000 - $49,999 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | Personal | $50,000 - $99,999 | 1.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | Personal | $100,000 - $249,999 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | Personal | $250,000 and above | 3.15% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Plus Checking | $0 - $4,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Plus Checking | $5,000 - $19,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Plus Checking | $20,000 - $49,999 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Plus Checking | $50,000 and above | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Checking (50+ Years of Age) | $100 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.soundcb.com/personal/personal-savings | — | extract-failed | |
| www.soundcb.com/personal/personal-savings/certificates-of-deposit-cds. | — | extract-failed | |
| www.soundcb.com/rates.html | 2026-11-01 22:23 UTC | ok | 353bf75e41d4 |