Freedom Bank rates: up to 4.15% APY
bank · FDIC CERT 58712 · www.freedombanknj.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Freedom Savings Account | Between $0.01 and $99,999.99 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Freedom Savings Account | Between $100,000.00 and $249,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Freedom Savings Account | Between $250,000.00 and $499,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Freedom Savings Account | Greater than or equal to $500,000.00 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $0.01 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Minor Savings | $0.01 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $0.01 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3–5-Month CD | 3-5 Months · $500.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 6–11-Month CD | 6-11 Months · $500.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 12–17-Month CD | 12-17 Months · $500.00 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month Special · $500.00 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 18–23-Month CD | 18-23 Months · $500.00 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month Special · $500.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 23 Month Bump-Up CD | $500.00 · 23 months | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 24–35-Month CD | 24-35 Months · $500.00 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month Special · $500.00 | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 36-47 Months Bump-Up CD | $500.00 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 36–47-Month CD | 36-47 Months · $500.00 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 48–59-Month CD | 48-59 Months · $500.00 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Months Bump-Up CD | $500.00 · 5 years | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · $500.00 | 0.65% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Choice Money Market Account (Personal) | $0.01 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Money Market Account (Personal) | Between $0.01 and $249,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Money Market Account (Personal) | Between $250,000.00 and $499,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Money Market Account (Personal) | Greater than or equal to $500,000.00 | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Now Account · $0.01 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Senior Checking | $0.01 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.fbnj.com/deposit-rates/ | 2026-11-02 00:03 UTC | ok | f28070feea87 |
| www.fbnj.com/12-month-certificate-of-deposit-account/ | — | extract-failed | |
| www.fbnj.com/24-month-certificate-of-deposit-account/ | — | extract-failed |