Access Bank rates: up to 4.40% APY
bank · FDIC CERT 58727 · www.accessbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings | $0-$999.99 | 0.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings | $1,000-$4,999.99 | 0.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings | $5,000+ | 0.300% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | All Balances | 0.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $0 - $24,999.99 | 3.150% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Above $25,000 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month Special Open an account now | 3.700% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 3 Month | 3.700% | APY | 2026-11-01 | since 2026-11-01 | |
| 6–8-Month CD | 6-8 Month | 2.250% | APY | 2026-11-01 | since 2026-11-01 | |
| 9–11-Month CD | 9-11 Month | 2.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month Certificate | 11 months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | 11 Month Special Open an account now New money | 4.400% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | 11 Month Special Learn more | 4.300% | APY | 2026-11-01 | since 2026-11-01 | |
| 12–17-Month CD | 12-17 Month | 3.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 18–23-Month CD | 18-23 Month | 3.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 24–29-Month CD | 24-29 Month | 3.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 30–35-Month CD | 30-35 Month | 3.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month Special Open an account now | 4.300% | APY | 2026-11-01 | since 2026-11-01 | |
| 36–47-Month CD | 36-47 Month | 3.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 48–59-Month CD | 48-59 Month | 3.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month | 3.500% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Money Market | $0 - $24,999.99 | 1.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $25,000 - $99,999.99 | 1.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $100,000 - $249,999.99 | 1.350% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $250,000 - $499,999.99 | 1.500% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $500,000 - $999,999.99 | 1.750% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $1,000,000 and over | 2.050% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.accessbank.com/for-you/accounts/interest-rates | 2026-11-01 22:11 UTC | ok | 57cd74f58940 |
| www.accessbank.com/for-you/accounts/access-advantage-cd | 2026-11-01 23:03 UTC | ok | a64d8045e241 |
| www.accessbank.com/for-you/accounts/savings-and-cds | — | extract-failed |