Sutton Bank rates: up to 4.00% APY
bank · FDIC CERT 5962 · www.suttonbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account | $50.00 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 2,000 to 4,999.99 · $2,000–$4,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 0.00 to 499.99 · from $499.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 500 to 1,999.99 · $500–$1,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 5,000 to 14,999.99 · $5,000–$14,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 15,000 & over · from $15,000 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Saver | $100.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Savings | $50.00 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Savings | $100.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Savings | $50.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $50.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $50.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Saver | $5,000.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Savings | $5,000.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposits/IRA's | 7-31 Day · $1,000.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 91 Day · $1,000.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 90 Day Tiered · $1,000 to $9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 90 Day Tiered · $10,000 to $24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 90 Day Tiered · $25,000.00 & over | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 6 Month · $1,000.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 9 Month · $1,000.00 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 12 Month · $1,000.00 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 13 Month Special · $1,000.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month Variable IRA | $100.00 · 18 months | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 18 Month · $1,000.00 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 23 Month · $1,000.00 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 24 Month · $1,000.00 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 30 Month · $1,000.00 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 36 Month · $1,000.00 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 38 Month · $1,000.00 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposits/IRA's | 42 Month · $1,000.00 | 0.60% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Prime Reserve Money Market | 0.00 to 9,999.99 · from $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Reserve Money Market | 10,000 to 24,999.99 · $10,000–$24,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Reserve Money Market | 25,000 to 99,999.99 · $25,000–$99,999.99 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Reserve Money Market | 100,000 to 249,999.99 · $100,000–$249,999.99 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Reserve Money Market | 250,000 to 499,999.99 · $250,000–$499,999.99 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Reserve Money Market | 500,000 to 999,999.99 · $500,000–$999,999.99 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Reserve Money Market | 1,000,000 & Over · from $1m | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Bank Advantage · $100.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Blue Chip MMIA · $2,500.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas/Vacation Club - CPN Christmas/Vacation Club | $1.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Investment Checking | $5,000.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Investment Checking | 25,000 to 49,999.99 · $25,000–$49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Investment Checking | 100,000.00 & over · from $100,000 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Investment Checking | 0.00 to 9,999.99 · from $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Investment Checking | 10,000 to 24,999.99 · $10,000–$24,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Investment Checking | 50,000 to 99,999.99 · $50,000–$99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Cash | $0.00 to 15,000.00 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Cash | $100.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Cash | Over 15,000.00 · from $15,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Checking | $100.00 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Checking | Over 25,000.00 · from $25,000 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Checking | $0.00 to 25,000.00 | 1.26% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.suttonbank.com/personal/personal-savings/certificates-of-deposit-c | 2026-11-01 19:53 UTC | ok | e6d28bb9c0c6 |
| www.suttonbank.com/rates.html | 2026-11-01 19:33 UTC | ok | d955700e8570 |
| www.suttonbank.com/personal/personal-savings | — | extract-failed |