Chemung Canal Trust Company, National Association rates: up to 4.00% APY
bank · FDIC CERT 597 · www.chemungcanal.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| HSA | < $100 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA | $100 - $1,999 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA | $2,000 - $4,999 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA | $5,000 - $24,999 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA | > $25,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | 0.02% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 7-89 days | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Month | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Month | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| NEW CD Special: 6 Month | 6 months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Month | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| NEW CD Special: 12 Month | 1 year | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Month | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Month | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Month | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Month | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Month | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 84 Month | 0.60% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $1,000 - $24,999 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | < $1,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000 and above | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000 - $99,999 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000 - $499,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $500,000 - $999,999 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | >$1,000,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking Account | Less than $1,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking Account | $1,000 and above | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking Account | $1,000 - $24,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking Account | $25,000 and above | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.chemungcanal.com/rates/ | 2026-11-01 17:53 UTC | ok | cd303e972484 |
| www.chemungcanal.com/cd-specials/ | — | extract-failed | |
| www.chemungcanal.com/cds-and-iras/ | — | extract-failed |