Chesapeake Bank rates: up to 4.40% APY
bank · FDIC CERT 6862 · www.ches.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | $1.00 minimum | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Clear Sky Savings Rates by Balance Tier | Tier 1 · from $1 | 2.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Clear Sky Savings Rates by Balance Tier | Tier 2 · from $2 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Clear Sky Savings Rates by Balance Tier | Tier 3 · from $3 | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Clear Sky Savings Tier 1 | $1 - $99,999 | 2.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Clear Sky Savings Tier 2 | $100,000 - $249,999 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Clear Sky Savings Tier 3 | $250,000+ | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth IRA | 4.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Totally Free Savings | $100 minimum | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional IRA | 4.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 1-Month CD | 30 day | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 90 day | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 182 day | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 month | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 month | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13 month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month BEST RATE | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 year | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 year | 2.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 37-Month CD | 37 month | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 year | 2.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Tier 1 | $5,000 - $24,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Tier 2 | $25,000 - $99,999 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Tier 3 | $100,000 - $499,999 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Tier 4 | $500,000 - $999,999 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Tier 5 | $1,000,000+ | 0.85% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Prosper Tier 1-3 · $5,000 - $49,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Prosper Tier 4 · $50,000+ (minimum balance) | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Trust/Estate Checking Tier 1-3 | $5,000 - $49,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Trust/Estate Checking Tier 4 | $50,000+ | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ches.bank/savings-special/ | 2026-11-01 19:53 UTC | ok | be0acb9073e6 |
| www.ches.bank/personal/personal-savings/ | — | extract-failed | |
| www.ches.bank/rates/ | 2026-11-01 19:33 UTC | ok | a944f73f3507 |
| www.ches.bank/ches.bank/rates/ | 2026-11-01 20:22 UTC | ok | 24cc1bc59c40 |