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Jeff Bank, National Association rates: up to 3.04% APY

bank · FDIC CERT 7123 · www.jeff.bank/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Holiday Club 0.01%APY2026-11-01 since 2026-11-01
Holiday Club Direct Deposit 0.01%APY2026-11-01 since 2026-11-01
IRA Statement SavingsAll Balances 0.05%APY2026-11-01 since 2026-11-01
Statement Savings & Student SaverUp to $49,999.99 0.05%APY2026-11-01 since 2026-11-01
Statement Savings & Student Saver$50,000 to $99,999.99 0.05%APY2026-11-01 since 2026-11-01
Statement Savings & Student Saver$100,000 to $249,999.99 0.05%APY2026-11-01 since 2026-11-01
Statement Savings & Student Saver$250,000 and above 0.05%APY2026-11-01 since 2026-11-01
Vacation Club 0.01%APY2026-11-01 since 2026-11-01
Vacation Club Direct Deposit 0.01%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Jumbo Savings Certificate31-60 Days 0.15%APY2026-11-01 since 2026-11-01
Reward Savings Certificates31-60 Days 0.15%APY2026-11-01 since 2026-11-01
Savings Certificates31-60 Days 0.05%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate61-90 Days 0.15%APY2026-11-01 since 2026-11-01
Reward Savings Certificates61-90 Days 0.15%APY2026-11-01 since 2026-11-01
Savings Certificates61-90 Days 0.05%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate91-179 Days 0.15%APY2026-11-01 since 2026-11-01
Reward Savings Certificates91-179 Days 0.15%APY2026-11-01 since 2026-11-01
Savings Certificates91-179 Days 0.05%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate180-239 Days 0.15%APY2026-11-01 since 2026-11-01
Reward Savings Certificates180-239 Days 0.15%APY2026-11-01 since 2026-11-01
Savings Certificates180-239 Days 0.05%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate6-11 Months 0.15%APY2026-11-01 since 2026-11-01
Reward Savings Certificates6-11 Months 0.15%APY2026-11-01 since 2026-11-01
Savings Certificates6-11 Months 0.05%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate7 Months 3.04%APY2026-11-01 since 2026-11-01
Reward Savings Certificates7 Months 3.04%APY2026-11-01 since 2026-11-01
Savings Certificates7 Months 3.04%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate12-17 Months 0.20%APY2026-11-01 since 2026-11-01
Reward Savings Certificates12-17 Months 0.20%APY2026-11-01 since 2026-11-01
Savings Certificates12-17 Months 0.10%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate18-23 Months 0.30%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate18 Month Escalator 0.30%APY2026-11-01 since 2026-11-01
Reward Savings Certificates18-23 Months 0.30%APY2026-11-01 since 2026-11-01
Reward Savings Certificates18 Month Escalator 0.30%APY2026-11-01 since 2026-11-01
Savings Certificates18-23 Months 0.20%APY2026-11-01 since 2026-11-01
Savings Certificates18 Month Escalator 0.20%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate24-29 Months 0.35%APY2026-11-01 since 2026-11-01
Reward Savings Certificates24-29 Months 0.35%APY2026-11-01 since 2026-11-01
Savings Certificates24-29 Months 0.25%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate30-35 Months 0.35%APY2026-11-01 since 2026-11-01
Reward Savings Certificates30-35 Months 0.35%APY2026-11-01 since 2026-11-01
Savings Certificates30-35 Months 0.25%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate36-47 Months 0.40%APY2026-11-01 since 2026-11-01
Reward Savings Certificates36-47 Months 0.40%APY2026-11-01 since 2026-11-01
Savings Certificates36-47 Months 0.30%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate48-59 Months 0.50%APY2026-11-01 since 2026-11-01
Reward Savings Certificates48-59 Months 0.50%APY2026-11-01 since 2026-11-01
Savings Certificates48-59 Months 0.40%APY2026-11-01 since 2026-11-01
Jumbo Savings Certificate60 Months 0.60%APY2026-11-01 since 2026-11-01
Reward Savings Certificates60 Months 0.60%APY2026-11-01 since 2026-11-01
Savings Certificates60 Months 0.50%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Insured Money Market AccountUp to $49,999.99 0.05%APY2026-11-01 since 2026-11-01
Insured Money Market Account$50,000 to $99,999.99 0.05%APY2026-11-01 since 2026-11-01
Insured Money Market Account$100,000 to $249,999.99 0.05%APY2026-11-01 since 2026-11-01
Insured Money Market Account$250,000 and above 0.05%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Prestige Checking AccountAll Balances 0.03%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.jeff.bank/deposit-rates/2026-11-02 01:25 UTC ok0b6b67ff0cd0