Orrstown Bank rates: up to 3.09% APY
bank · FDIC CERT 713 · www.orrstown.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Essential Savings | 1 '>$250 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | 1 '>$0 - $2,499 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | 1 '>$2,500 - $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | 1 '>$10,000+ | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Savings | 1 '>$0.01 | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA CDs | 7-89 Days · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 3-5 Months · $500.00 | 1.41% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 6–11 Months · $500.00 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 12-17 Months · $500.00 | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 18-23 Months · $500.00 | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 24-29 Months · $500.00 | 1.77% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 30-35 Months · $500.00 | 1.77% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 36-41 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 42-47 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 48-59 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 60-119 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 7-89 Days · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 3-5 Months · $500.00 | 1.41% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 6–11 Months · $500.00 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 12-17 Months · $500.00 | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 18-23 Months · $500.00 | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 24-29 Months · $500.00 | 1.77% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 30-35 Months · $500.00 | 1.77% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 36-41 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 42-47 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 48-59 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA CDs | 60-119 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 7-89 Days · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 3-5 Months · $500.00 | 1.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 6–11 Months · $500.00 | 3.09% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 12-17 Months · $500.00 | 2.84% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 18-23 Months · $500.00 | 2.58% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 24-29 Months · $500.00 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 30-35 Months · $500.00 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 36-41 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 42-47 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 48-59 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 60-119 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 7-89 Days · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 3-5 Months · $500.00 | 1.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 6–11 Months · $500.00 | 3.09% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 12-17 Months · $500.00 | 2.84% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 18-23 Months · $500.00 | 2.58% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 24-29 Months · $500.00 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 30-35 Months · $500.00 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 36-41 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 42-47 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 48-59 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 60-119 Months · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 120 Months (Burial Funds ONLY) · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional CD | 120 Months (Burial Funds ONLY) · $500.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market | $0.01 - $2,499.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $0.01 - $2,499.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $2,500 - $9,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $2,500 - $9,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $10,000 and Above | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $10,000 and Above | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market | $0.01 - $2,499.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market | $2,500 - $14,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market | $15,000 - $34,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market | $35,000 - $99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market | $100,000 - $299,999.99 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market | $300,000 - $999,999.99 | 1.61% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market | ≥ $1,000,000 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market Account | $0.01 - $2,499.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market Account | $2,500 - $14,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market Account | $15,000 - $34,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market Account | $35,000 - $99,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market Account | $100,000 - $299,999.99 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market Account | $300,000 - $999,999.99 | 1.61% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market Account | $1,000,000.00+ | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $0.01 - $2,499.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $2,500.00 - $14,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $15,000.00 - $34,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $35,000.00 - $64,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $65,000.00 - $99,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $100,000.00 - $199,999.99 | 1.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $200,000.00 - $299,999.99 | 1.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $300,000.00 - $499,999.99 | 1.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $500,000.00 - $999,999.99 | 1.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market | $1,000,000.00+ | 1.81% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $0.01 - $2,499.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $2,500.00 - $14,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $15,000.00 - $34,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $35,000.00 - $64,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $65,000.00 - $99,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $100,000.00 - $199,999.99 | 1.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $200,000.00 - $299,999.99 | 1.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $300,000.00 - $499,999.99 | 1.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $500,000.00 - $999,999.99 | 1.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Money Market Account | $1,000,000.00+ | 1.81% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking | 1 '>≥ $500 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | 1 '>$0.00 - $2,499.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | 1 '>$2,500.00 - $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | 1 '>$10,000 - $19,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | 1 '>$20,000.00 - $99,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | 1 '>$100,000 - $249,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | 1 '>$250,000.00 - $499,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | 1 '>> $500,000.00 | 0.55% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.orrstown.com/personal/rates/rates-disclosures | — | extract-failed | |
| www.orrstown.com/personal/rates | 2026-11-01 14:33 UTC | ok | c99b86786d6a |
| www.orrstown.com/personal/cds-ira | 2026-11-01 14:33 UTC | ok | 7d05dae38d87 |