The Ephrata National Bank rates: up to 1.95% APY
bank · FDIC CERT 7493 · www.epnb.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| EZSave Club | rates dated 15 Dec 2025 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $100 · rates dated 15 Dec 2025 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Saver | $10 · rates dated 15 Dec 2025 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 12-17 Month CD or IRA | rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-23 Month CD or IRA | rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 24-29 Month CD or IRA | rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-35 Month CD or IRA | rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 36-47 Month CD or IRA | rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-6 Month CD or IRA | rates dated 15 Dec 2025 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 48-59 Month CD or IRA | rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-11 Month CD or IRA | rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 3 Month CD | 3 months · rates dated 15 Dec 2025 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month CD or IRA | 5 years · rates dated 15 Dec 2025 | 1.15% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Money Market | $0 to $9,999 · rates dated 15 Dec 2025 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $10,000 to $24,999 · rates dated 15 Dec 2025 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $25,000 to $49,999 · rates dated 15 Dec 2025 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $50,000 to $99,999 · rates dated 15 Dec 2025 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $100,000 to $249,999 · rates dated 15 Dec 2025 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $250,000 to $499,999 · rates dated 15 Dec 2025 | 1.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $500,000 to $999,999 · rates dated 15 Dec 2025 | 1.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Money Market | $1,000,000 and up · rates dated 15 Dec 2025 | 1.95% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking | $0 to $49,999 · rates dated 15 Dec 2025 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking | $50,000 to $99,999 · rates dated 15 Dec 2025 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking | $100,000 to $249,999 · rates dated 15 Dec 2025 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking | $250,000 to $499,999 · rates dated 15 Dec 2025 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking | $500,000 and up · rates dated 15 Dec 2025 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.epnb.com/rates/ | 2026-11-01 18:24 UTC | ok | 1db2b2325e14 |
| www.epnb.com/personal/bank/cds-iras/ | — | extract-failed |