Citizens Trust Bank rates: up to 1.25% APY
bank · FDIC CERT 8033 · www.ctbconnect.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Future Savings | $5 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $100 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | MTA INVESTOR ACCOUNT · $1,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | MTA SILVER INVESTOR ACCOUNT · $5,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | CTB ADVANTAGE NOW · $5,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | SWEEP INVESTMENT ACCOUNT · $100,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | SUPER NOW ACCOUNT · $100,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 7-31 Day CD | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| 14 Day Jumbo CD | 15 days | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Day Jumbo CD | 1 month | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Day Jumbo CD | 2 months | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| 90 Day CD | 3 months | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 90 Day Jumbo CD | 3 months | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month CD | 6 months | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Jumbo CD | 6 months | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month CD | 1 year | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Jumbo CD | 1 year | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month CD | 2 years | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month Jumbo CD | 2 years | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month CD | 30 months | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month CD | 3 years | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Jumbo CD | 3 years | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month CD | 4 years | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month Jumbo CD | 4 years | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month CD | 5 years | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month Jumbo CD | 5 years | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market Account | $100 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Personal Interest Checking | $2,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ctbconnect.com/rates/ | 2026-11-02 00:23 UTC | ok | 379b6a0f02ed |
| www.ctbconnect.com/savings-accounts/cd/ | — | stale-page |