Omb Bank rates: up to 4.65% APY
bank · FDIC CERT 8252 · www.ombbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account | Balances up to $10,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $10,000 to $24,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $25,000 and greater | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| OMB High Interest Savings | Balances up to $100,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month CD | 3 months | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured CD | 3-Month | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Month CD Special | 5 months | 4.41% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Month CD Special | 5 months | 4.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured CD | 5-Month Special | 4.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Core CD Terms | 6-Month | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 7 Month CD Special | 7 months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured CD | 7-Month Special | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month CD | 9 months | 4.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured CD | 9-Month | 4.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Core CD Terms | 12-Month | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 13 Month CD Special | 13 months | 4.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured CD | 13-Month Special | 4.31% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month CD | 18 months | 4.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 months | 4.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured CD | 18-Month | 4.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 21-Month CD Special | 21 months | 4.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Core CD Terms | 24-Month | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 27 Month CD Special | 27 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Featured CD | 27-Month Special | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Core CD Terms | 36-Month | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Core CD Terms | 48-Month | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Core CD Terms | 60-Month | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Core CD Terms | 72-Month | 0.80% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| OMB Money Market | Balances up $25,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| OMB Money Market | $25,000 to $49,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| OMB Money Market | $50,000 to $99,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| OMB Money Market | $100,000 to $199,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| OMB Money Market | $200,000 and greater | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| OMB High Interest Checking | Balances up to $25,000 | 2.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ombbank.com/deposit-rates | 2026-11-01 18:33 UTC | ok | a5d013263278 |
| www.ombbank.com/personal-banking/personal-savings/certificates-of-depo | 2026-11-01 18:33 UTC | ok | d3dd74a95116 |
| www.ombbank.com/personal-banking/personal-savings/certificates-of-depo | 2026-11-01 18:33 UTC | ok | c46828afeb75 |