Farmers and Merchants Trust Company of Chambersburg rates: up to 2.30% APY
bank · FDIC CERT 8405 · fmtrust.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Management Accounts | Tier 1 · from $1 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management Accounts | Tier 2 · from $2 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management Accounts | Tier 3 · from $3 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management Accounts | Tier 4 · from $4 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management Accounts | Tier 5 · from $5 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management Accounts | Tier 6 · from $6 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Tier 1 · from $1 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Tier 2 · from $2 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Tier 3 · from $3 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 24-month CD | 2 years | 1.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 36-month CD | 3 years | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 60-month CD | 5 years | 2.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | Tier 1 · from $1 | 0.02% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| fmtrust.bank/money-moves/can-inflation-be-contained-and-are-higher-int | — | extract-failed | |
| fmtrust.bank/financial-resources/rates/ | 2026-11-01 18:33 UTC | ok | 1b178e496f3c |
| fmtrust.bank/money-moves/interest-rates-101/ | — | extract-failed |