Concordia Bank & Trust Company rates: up to 3.29% APY
bank · FDIC CERT 8527 · www.concordiabank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | $1 · rates dated 3 Dec 2025 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Bank at School · $1 · rates dated 3 Dec 2025 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Blue Chip · $100 · rates dated 3 Dec 2025 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 1-Month CD | 1 Month · $2,500 · rates dated 3 Dec 2025 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Month CD | 2 Month · $2,500 · rates dated 3 Dec 2025 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 3 Month · $2,500 · rates dated 3 Dec 2025 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · $2,500 · rates dated 3 Dec 2025 | 2.77% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $1,000 · rates dated 3 Dec 2025 | 3.29% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · $1,000 · rates dated 3 Dec 2025 | 3.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · $1,000 · rates dated 3 Dec 2025 | 3.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month · $1,000 · rates dated 3 Dec 2025 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · $1,000 · rates dated 3 Dec 2025 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $1,000 · rates dated 3 Dec 2025 | 2.77% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | Account Type 100,000.00 to 499,999.99 · $1,000 · rates dated 3 Dec 2025 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Account Type 50,000.00 to 99,999.99 · $1,000 · rates dated 3 Dec 2025 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | 500,000.00 or over · $1,000 · rates dated 3 Dec 2025 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Account Type 0 to 49,999.99 · $1,000 · rates dated 3 Dec 2025 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Charitable Interest Checking | $1,000 · rates dated 3 Dec 2025 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Diamond Checking | $100 · rates dated 3 Dec 2025 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Interest Checking | $1,500 · rates dated 3 Dec 2025 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.concordiabank.com/personal-individual-retirement-accounts/ | — | extract-failed | |
| www.concordiabank.com/rates/ | 2026-11-02 01:33 UTC | ok | 7035f0d498d5 |
| www.concordiabank.com/personal-savings-accounts/ | — | extract-failed |