Bluestone Bank rates: up to 3.95% APY
bank · FDIC CERT 90169 · www.bluestone.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High-Yield Savings Accounts | Yes · $10.00 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Accounts | $10.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Club | $10.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Save Your Way Home · $1,000.00 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $10.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month · $2,000.00 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · $2,000.00 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Month · $2,000.00 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $2,000.00 | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · $10.00 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · $2,000.00 | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · $2,000.00 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · $2,000.00 | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · $2,000.00 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $2,000.00 | 3.55% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | Daily balances from $10.00 to $2,499.99 will earn 0.05% APY. Daily balances below $10.00 will not earn interest. | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Tiered Money Market | Less Than $25,000.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Tiered Money Market | Between $25,000.00 and $49,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Tiered Money Market | Between $50,000.00 and $74,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Tiered Money Market | Between $75,000.00 and $99,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Tiered Money Market | Between $100,000.00 and $124,999.99 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Tiered Money Market | $125,000.00 or Greater | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| AddVantage Checking | $10.00 to $9,999.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Free Checking for Seniors | $10.00 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Checking | $10,000.00 to $74,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Personal Checking | $75,000.00.00+ | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bluestone.bank/rates/ | 2026-11-01 19:43 UTC | ok | 6fb12e01c56d |
| www.bluestone.bank/personal/cds-iras/ | — | extract-failed | |
| www.bluestone.bank/personal/savings/ | 2026-11-01 20:43 UTC | ok | b0bf2b5f5796 |