Cape Ann Savings Bank rates: up to 4.18% APY
bank · FDIC CERT 90203 · capeannsavings.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club Account | $0.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account (IRA) Savings | $10.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Saver® | None | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Lighthouse Savings Account | Below $15,000.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Lighthouse Savings Account | Equal to or greater than $15,000.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Passbook Savings Account | $10.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings Account | $10.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Months · $500.00 | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 6 Months · $500.00 | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months · $500.00 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 9 Months · $500.00 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 Year · $500.00 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 1 Year · $500.00 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13 Month - Special · $500.00 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 13 Months - Special · $500.00 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 1 1/2 Year · $500.00 | 4.18% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Years · $500.00 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 1 1/2 Year · $500.00 | 4.18% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 2 1/2 Years · $500.00 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 Years · $500.00 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 3 Years · $500.00 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 Years · $500.00 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 4 Years · $500.00 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 Years · $500.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Certificate of Deposit | 5 Years · $500.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Lighthouse Personal Money Market Account | Equal to or greater than $0 but less than $15,000.00 | 0% | APY | 2026-11-01 | since 2026-11-01 | |
| Lighthouse Personal Money Market Account | Equal to or greater than $15,000.00 but less than $100,000.00 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Lighthouse Personal Money Market Account | Equal to or greater than $100,000.00 but less than $250,000.00 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Lighthouse Personal Money Market Account | Equal to or greater than $250,000.00 but less than $1,000,000.00 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Lighthouse Personal Money Market Account | Equal to or greater than $1,000,000.00 | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Equal to or greater than $0 but less than $10.00 | 0% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Equal to or greater than $10.00 but less than $500.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Equal to or greater than $500.00 but less than $250,000.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Equal to or greater than $250,000.00 but less than $1,000,000.00 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Equal to or greater than $1,000,000.00 | 2.02% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa Cash® | None | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| NOW Account & Classic Checking | $10.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| capeannsavings.bank/personal/deposit-rates | 2026-11-01 22:23 UTC | ok | bd45758a5f08 |
| capeannsavings.bank/financial-advisors | — | extract-failed | |
| capeannsavings.bank/personal/cds-and-iras | — | extract-failed |