Main Street Bank rates: up to 3.50% APY
bank · FDIC CERT 90235 · www.bankmainstreet.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Holiday Savings Account | $0.01 – $10,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings Account | $10,000.01 – $25,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings Account | $25,000.01 – $50,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings Account | $50,000.01 – $100,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings Account | $100,000.01 – $250,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings Account | Balances > $250,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Main Street Savings Account | $0.01 – $10,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 mo. · 3 months | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 mo. · 6 months | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 mo. · 1 year | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 mo. · 18 months | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 mo. · 2 years | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 mo. · 3 years | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 mo. · 4 years | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 mo. · 5 years | 0.60% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Main Street Money Market Account | $0.01 – $10,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Main Street Interest Checking Account | $0.01 – $10,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Main Street Interest Checking Account | $10,000.01 – $25,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Main Street Interest Checking Account | $25,000.01 – $50,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Main Street Interest Checking Account | $50,000.01 – $100,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Main Street Interest Checking Account | $100,000.01 – $250,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Main Street Interest Checking Account | Balances > $250,000 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.bankmainstreet.com/personal/deposit-rates/ | 2026-11-01 19:43 UTC | ok | a9f6865ddb01 |
| www.bankmainstreet.com/main-street-bank-2/attachment/cdratesad1920x670 | — | extract-failed | |
| www.bankmainstreet.com/main-street-bank-2/attachment/cdratesad1920x670 | — | extract-failed |