Institution for Savings in Newburyport and Its Vicinity rates: up to 4.50% APY
bank · FDIC CERT 90250 · www.institutionforsavings.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Institution for Savings | 4.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings | Balances less than $100,000 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Balances less than $25,000 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Balances less than $10,000 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Balances $10,000 and above | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Balances $25,000 and above | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Balances $100,000 -$500,000 (plus interest paid) | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | Balances less than $50,000 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | $10.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings | Balances $50,000 and above | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 3 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 7 Month · $500.00 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 9 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 10 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 11 Month · $500.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 11 Month Penalty Free · $500.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 13 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 14 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 15 Month · $500.00 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 16 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 20 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 23 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Month · $500.00 | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 40 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Month · $500.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.institutionforsavings.com/rates/savings | 2026-11-01 14:33 UTC | ok | 9cea6f263d9f |
| www.institutionforsavings.com/rates/cds-iras | 2026-11-01 14:33 UTC | ok | f8f6e4682ed4 |
| www.institutionforsavings.com/cd-rates-special | 2026-11-01 14:33 UTC | ok | 3f2cb6a635dc |