Seamen's Bank rates: up to 4.25% APY
bank · FDIC CERT 90268 · seamensbank.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings Account | $50.00 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Plus Savings | $1.00 | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $1.00 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings/Transaction Accounts | NOW * · $1.00 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 3 Month CD | $1,000.00 · 3 months | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 6 Month CD | $1,000.00 · 6 months | 3.40% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 10 Month CD | $2,500.00 · 10 months | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 12 Month CD | $1,000.00 · 1 year | 3.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 15 Month CD | $1,000.00 · 15 months | 2.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 18 Month CD | $1000.00 · 18 months | 2.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 24 Month CD | $1,000.00 · 2 years | 2.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 48 Month CD | $1,000.00 · 4 years | 0.40% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,500.00 to $24,999.99 | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $25,000.00 to $49,999.99 | 1.01% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $50,000.00 and over | 2.00% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| seamensbank.com/personal-banking/rates/ | 2026-11-02 04:45 UTC | ok | 77df825db321 |