Oxford Bank rates: up to 4.85% APY
bank · FDIC CERT 9719 · www.oxfordbank.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa Saver | < $50,000 · rates dated 11 Feb 2026 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | DISS < $9,999 · rates dated 11 Feb 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | DISS $10,000 - $19,999 · rates dated 11 Feb 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | DISS $20,000 - $49,999 · rates dated 11 Feb 2026 | 0.28% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | DISS $50,000 - $99,999 · rates dated 11 Feb 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | DISS > $100,000 · rates dated 11 Feb 2026 | 0.68% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Time Certificates/CDs | 3 Month · $500 · rates dated 11 Feb 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 6 Month · $500 · rates dated 11 Feb 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 7 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 9 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 11 Month Special · $500 · rates dated 11 Feb 2026 | 3.61% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 12 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 13 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 14 Month Special · $500 · rates dated 11 Feb 2026 | 3.44% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 15 Month Special · $500 · rates dated 11 Feb 2026 | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 18 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 24 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 30 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 36 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 48 Month · $500 · rates dated 11 Feb 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 60 Month · $500 · rates dated 11 Feb 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Time Certificates/CDs | 72 Month · $500 · rates dated 11 Feb 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | < $49,999.99 · rates dated 11 Feb 2026 | 0.58% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999.99 · rates dated 11 Feb 2026 | 0.84% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - $249,999.99 · rates dated 11 Feb 2026 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | > $100,000 · rates dated 11 Feb 2026 | 1.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | < $249,999.99 · rates dated 11 Feb 2026 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 - $499,999.99 · rates dated 11 Feb 2026 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000 - $3,499,999.99 · rates dated 11 Feb 2026 | 1.56% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | > $500,000 · rates dated 11 Feb 2026 | 2.48% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | > $3,500,000 · rates dated 11 Feb 2026 | 3.45% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa Cash | < $15,000 · rates dated 11 Feb 2026 | 4.85% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.oxfordbank.bank/access/tools/rates.html | 2026-11-01 23:13 UTC | ok | 1e4b03e6ed1b |
| www.oxfordbank.bank/bank/personal-savings/certificates-of-deposit-cds. | — | extract-failed | |
| www.oxfordbank.bank/bank/personal-savings | — | extract-failed |