Midwest Bank rates: up to 4.50% APY
bank · FDIC CERT 9737 · www.midwestbank.bank/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Midwest IRA Savings ~++ | $0.01** | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Savings ~++ | $0.01** | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Young Savers ++ | $0.01** | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 91 Day#~ · $500** | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 182 Day#~ · $500** | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 Month "Special"#~ · $500** | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | 11 Month "Special"#~ · $500** | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month#~ · $500** | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month ($25,000 or more)#~ · $25,000** | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month#~ · $500** | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month ($25,000 or more)#~ · $25,000** | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month#~ · $500** | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month#~ · $500** | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month ($25,000 or more)#~ · $25,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month#~ · $500** | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month ($25,000 or more)#~ · $25,000 | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 54-Month CD | 54 Month "Special"#~ · $500** | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month#~ · $500** | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month ($25,000 or more)#~ · $25,000 | 4.40% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Savings | $0.01 - $9,999.99 ~++ | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $10,000 - $49,999.99 ~++ | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $50,000 - $99,999.99 ~++ | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $100,000 - $249,999.99 ~++ | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $250,000 - $499,999.99 ~++ | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $500,000 - $999,999.99~++ | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $1,000,000 - $4,999,999.99 ~++ | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $5,000,000 - $999,999,999.99~++ | 3.51% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Midwest HSA Checking ~++ | $0.01** | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Interest Checking | $0.01 - $9,999.99 ~++ | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Interest Checking | $10,000 - $49,999.99 ~++ | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Interest Checking | $50,000 - $99,999.99 ~++ | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Interest Checking | $100,000 - $999,999,999.99 ~++ | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Rewards Checking ++ | If requirements are met, interest paid on balances up to $25,000 | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Midwest Rewards Checking ++ | If requirements are met, interest paid on portion of balance above $25,000 | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.midwestbank.bank/personal/personal-savings | — | extract-failed | |
| www.midwestbank.bank/personal/personal-savings/certificates-of-deposit | 2026-11-02 00:13 UTC | ok | 328851752e6d |