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Eastern Michigan Bank rates: up to 2.02% APY

bank · FDIC CERT 982 · www.emb.bank/

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
6-month CD/IRA6 months · rates dated 14 Jan 2026 0.25%APY2026-11-01 since 2026-11-01
9-month CD/IRA9 months · rates dated 14 Jan 2026 0.25%APY2026-11-01 since 2026-11-01
12-month CD/IRA1 year · rates dated 14 Jan 2026 0.25%APY2026-11-01 since 2026-11-01
Advantage 50 12-month CD1 year · rates dated 14 Jan 2026 0.40%APY2026-11-01 since 2026-11-01
18-month CD18 months · rates dated 14 Jan 2026 0.50%APY2026-11-01 since 2026-11-01
24-month CD/IRA2 years · rates dated 14 Jan 2026 0.75%APY2026-11-01 since 2026-11-01
Advantage 50 24-month CD2 years · rates dated 14 Jan 2026 0.85%APY2026-11-01 since 2026-11-01
36-month CD/IRA3 years · rates dated 14 Jan 2026 1.51%APY2026-11-01 since 2026-11-01
Advantage 50 36-month CD3 years · rates dated 14 Jan 2026 1.61%APY2026-11-01 since 2026-11-01
48-month CD/IRA4 years · rates dated 14 Jan 2026 1.76%APY2026-11-01 since 2026-11-01
60-month CD/IRA5 years · rates dated 14 Jan 2026 2.02%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.emb.bank/personal/checking-and-savings-rates— stale-page
www.emb.bank/personal/cd-and-ira-rates2026-11-02 03:15 UTC ok544f3898a6d7
www.emb.bank/personal/cds-and-iras— extract-failed