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Lake Trust Credit Union rates: up to 10.45% APR

credit union · NCUA CHARTER 62047 · laketrust.org

Auto loans

ProductTerm / tierRateBasisRecordedHistoryChange
Auto LoanNew - 2024 · up to 36 months 5.64%APR2026-11-01 since 2026-11-01
Auto Loan2018 - 2023 (145K miles or less) · up to 36 months 5.89%APR2026-11-01 since 2026-11-01
Auto Loan2017 & Older (145K miles or less) · up to 36 months 6.49%APR2026-11-01 since 2026-11-01
Auto LoanNew - 2024 · up to 48 months 5.74%APR2026-11-01 since 2026-11-01
Auto Loan2018 - 2023 (145K miles or less) · up to 48 months 5.99%APR2026-11-01 since 2026-11-01
Auto Loan2017 & Older (145K miles or less) · up to 48 months 6.59%APR2026-11-01 since 2026-11-01
Other Vehicle LoanUp to 48 months · minimum $5,000 to finance 9.70%APR2026-11-01 since 2026-11-01
Auto LoanNew - 2024 · up to 60 months 6.29%APR2026-11-01 since 2026-11-01
Auto Loan2018 - 2023 (145K miles or less) · up to 60 months 6.39%APR2026-11-01 since 2026-11-01
Auto Loan2017 & Older (145K miles or less) · up to 60 months 6.79%APR2026-11-01 since 2026-11-01
Other Vehicle LoanUp to 60 months · minimum $10,000 to finance 9.95%APR2026-11-01 since 2026-11-01
Motorcycle LoanNew - 2025 · up to 66 months 7.24%APR2026-11-01 since 2026-11-01
Motorcycle Loan2020 - 2024 · up to 66 months 7.74%APR2026-11-01 since 2026-11-01
Motorcycle Loan2019 & Older · up to 66 months 8.74%APR2026-11-01 since 2026-11-01
Other Vehicle LoanUp to 72 months · minimum $15,000 to finance 10.20%APR2026-11-01 since 2026-11-01
Auto LoanNew - 2024 · up to 75 months 6.39%APR2026-11-01 since 2026-11-01
Auto Loan2018 - 2023 (145K miles or less) · up to 75 months 6.49%APR2026-11-01 since 2026-11-01
Auto LoanNew - 2024 · up to 84 months 6.49%APR2026-11-01 since 2026-11-01
Auto Loan2018 - 2023 (145K miles or less) · up to 84 months 6.59%APR2026-11-01 since 2026-11-01
Boat LoanNew - 2025 · up to 84 months 6.49%APR2026-11-01 since 2026-11-01
Boat Loan2020 - 2024 · up to 84 months 6.74%APR2026-11-01 since 2026-11-01
Boat Loan2019 & Older · up to 84 months 7.24%APR2026-11-01 since 2026-11-01
Motorcycle LoanNew - 2025 · up to 84 months 7.49%APR2026-11-01 since 2026-11-01
Motorcycle Loan2020 - 2024 · up to 84 months 7.99%APR2026-11-01 since 2026-11-01
Motorcycle Loan2019 & Older · up to 84 months 8.99%APR2026-11-01 since 2026-11-01
Other Vehicle LoanUp to 84 months 10.45%APR2026-11-01 since 2026-11-01
Recreational Vehicle LoanNew - 2025 · up to 84 months 6.49%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2020 - 2024 · up to 84 months 6.74%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2019 & Older · up to 84 months 7.24%APR2026-11-01 since 2026-11-01
Motorcycle LoanNew - 2025 · up to 96 months 7.99%APR2026-11-01 since 2026-11-01
Motorcycle Loan2020 - 2024 · up to 96 months 8.49%APR2026-11-01 since 2026-11-01
Motorcycle Loan2019 & Older · up to 96 months 9.49%APR2026-11-01 since 2026-11-01
Boat LoanNew - 2025 · up to 120 months 6.79%APR2026-11-01 since 2026-11-01
Boat Loan2020 - 2024 · up to 120 months 7.04%APR2026-11-01 since 2026-11-01
Boat Loan2019 & Older · up to 120 months 7.54%APR2026-11-01 since 2026-11-01
Motorcycle LoanNew - 2025 · up to 120 months 8.49%APR2026-11-01 since 2026-11-01
Motorcycle Loan2020 - 2024 · up to 120 months 8.99%APR2026-11-01 since 2026-11-01
Motorcycle Loan2019 & Older · up to 120 months 9.99%APR2026-11-01 since 2026-11-01
Recreational Vehicle LoanNew - 2025 · up to 120 months 6.79%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2020 - 2024 · up to 120 months 7.04%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2019 & Older · up to 120 months 7.54%APR2026-11-01 since 2026-11-01
Boat LoanNew - 2025 · up to 144 months 7.09%APR2026-11-01 since 2026-11-01
Boat Loan2020 - 2024 · up to 144 months 7.34%APR2026-11-01 since 2026-11-01
Boat Loan2019 & Older · up to 144 months 7.84%APR2026-11-01 since 2026-11-01
Recreational Vehicle LoanNew - 2025 · up to 144 months 7.09%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2020 - 2024 · up to 144 months 7.34%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2019 & Older · up to 144 months 7.84%APR2026-11-01 since 2026-11-01
Boat LoanNew - 2025 · up to 180 months 7.39%APR2026-11-01 since 2026-11-01
Boat Loan2020 - 2024 · up to 180 months 7.64%APR2026-11-01 since 2026-11-01
Boat Loan2019 & Older · up to 180 months 8.14%APR2026-11-01 since 2026-11-01
Recreational Vehicle LoanNew - 2025 · up to 180 months 7.39%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2020 - 2024 · up to 180 months 7.64%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2019 & Older · up to 180 months 8.14%APR2026-11-01 since 2026-11-01
Boat LoanNew - 2025 · up to 240 months 7.99%APR2026-11-01 since 2026-11-01
Boat Loan2020 - 2024 · up to 240 months 8.24%APR2026-11-01 since 2026-11-01
Boat Loan2019 & Older · up to 240 months 8.74%APR2026-11-01 since 2026-11-01
Recreational Vehicle LoanNew - 2025 · up to 240 months 7.99%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2020 - 2024 · up to 240 months 8.24%APR2026-11-01 since 2026-11-01
Recreational Vehicle Loan2019 & Older · up to 240 months 8.74%APR2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
laketrust.org/personal/banking/current-rates2026-11-01 11:51 UTC ok4b11f22f6126