Firstlight rates: up to 4.44% APY
credit union · NCUA CHARTER 10174 · www.firstlightfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | No Minimum Average Daily Balance: Individual Retirement Account | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Dollar Dog, The Edge & Cha Ching Youth Share/Savings | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Simply More | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $2,500–$4,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Average Daily Balance of $2,500 – $9,999 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $5,000 | 0.125% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Average Daily Balance of $10,000 – $24,999 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Average Daily Balance of $25,000 – $49,999 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Average Daily Balance of $50,000 – $99,999 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Average Daily Balance $100,000 – $249,999 | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Average Daily Balance $250,000 – $499,999 | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Average Daily Balance $500,000 + | 1.16% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 91 day | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 month | 3.92% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 year | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 year; minimum balance $5 | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 4.18% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 year Changeable (Bump Up) | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 year | 4.31% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 year; minimum balance $5 | 3.26% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 month | 4.34% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 year | 4.37% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 year; minimum balance $5 | 3.38% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 year | 4.41% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 year | 4.44% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Simply Checking | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firstlightfcu.org/rates.html | — | extract-failed | |
| www.firstlightfcu.org/rates/savings-rates.html | 2026-11-01 19:43 UTC | ok | 30ee2093fe76 |