University Of Hawaii rates: up to 4.50% APY
credit union · NCUA CHARTER 10465 · www.uhfcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | $0 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $0 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100.00 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000 - $24,999 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000 - $99,999 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Portion of balances over $50,000 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000 - $199,999 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000-$249,999 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $200,000 and more | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $250,000-$499,999 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $500,000 and more | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Savings | $0 | 0.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Stack Up Savings | $50,000-$99,999 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Warrior Savings | $0 - $50,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Special Certificate | Regular 5-Month · $1,000.00 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 6 to 11 months · $500.00 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 12–17-Month CD | 12 to 17 months (IRA) · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 12 to 17 months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 15-Month | $5,000.00 · 15 months | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Certificate | Regular 15-Month · $5,000.00 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18–23-Month CD | 18 to 23 months (IRA) · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 18 to 23 months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 24–29-Month CD | 24 to 29 months (IRA) · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 24 to 29 months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 30–35-Month CD | 30 to 35 months (IRA) · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 30 to 35 months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 36–47-Month CD | 36 to 47 months (IRA) · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 36 to 47 months · $500.00 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 48–59-Month CD | 48 to 59 months (IRA) · $500.00 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 48 to 59 months · $500.00 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 months (IRA) · $500.00 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 60 months · $500.00 | 2.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0 - $9,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | $0 | 0.03% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.uhfcu.com/deposit-rates/ | — | stale-page | |
| www.uhfcu.com/current-rates/ | 2026-11-01 22:54 UTC | ok | 11542a36f167 |
| www.uhfcu.com/certificates/ | 2026-11-01 22:54 UTC | ok | 1701f6c011fe |