Dirigo rates: up to 4.60% APY
credit union · NCUA CHARTER 11144 · www.dirigofcu.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Club | $0.00 | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | Shares (B) | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Months | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 6 Month | $500.00 · 6 months | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 6 Month · $100,000.00 | 4.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 6 Month · $100,000.00 | 4.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 9-Month CD | 9 Months | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 9 Month | $500.00 · 9 months | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 9 Month · $100,000.00 | 4.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 9 Month · $100,000.00 | 4.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | 1 Year | 4.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 1 Year | $500.00 · 1 year | 4.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 1 Year · $100,000.00 | 4.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 1 Year · $100,000.00 | 4.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 15-Month CD | 15 Months | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 15 Month | $500.00 · 15 months | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 15 Month · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 15 Month · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 2 Years | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 2 Year | $500.00 · 2 years | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 2 Year · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 2 Year · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 3 Years | 4.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 3 Year | $500.00 · 3 years | 4.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 3 Year · $100,000.00 | 4.60% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 3 Year · $100,000.00 | 4.60% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | 4 Years | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 4 Year | $500.00 · 4 years | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 4 Year · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 4 Year · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 5 Years | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA 5 Year | $500.00 · 5 years | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo IRA Certificates | 5 Year · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Jumbo Share Certificates | 5 Year · $100,000.00 | 4.35% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Share Accounts | $1,000.00 – $24,999.99 | 2.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Share Accounts | $25,000.00 – $49,999.99 | 2.65% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Share Accounts | $50,000.00 – $99,999.99 | 2.80% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Share Accounts | $100,000 – $249,999.99 | 3.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Share Accounts | $250,000 & Over | 3.45% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| DIRIGO Honors & Signature Rewards Checking | Dirigo Signature Rewards · None | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Dirigo Honors Checking | $0-$25,000 | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Free 4 Me Checking | $0.00 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Regular Checking | $0.00 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Draft | $500.00 | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.dirigofcu.com/personal/rates/ | 2026-11-02 04:23 UTC | ok | 07c035dcbd4b |