Sandia Area rates: up to 4.25% APY
credit union · NCUA CHARTER 11316 · www.sandia.org/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6-Month | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12-Month | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18-Month | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24-Month | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36-Month | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48-Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.sandia.org/ira-rates | — | stale-page | |
| www.sandia.org/certificates | 2026-11-01 20:43 UTC | ok | f64e9c5262a7 |
| www.sandia.org/cd-laddering-strategy | — | http-error |